Terms of Use
Terms of use for the OwerlyBot Telegram bot and Mini App.
Translation
This is a convenience translation. The binding version is the Russian original; in case of any discrepancy, the Russian text prevails.
Effective date: 20 October 2025
Service: the "OwerlyBot" Telegram bot and Mini App (the "Service").
Owner: sole trader Wacław Kozłowski, registered in the Republic of Poland, VAT ID: PL5252894169 (the "Owner"). User contact: @OwerlyBotSupport.
By using the Service you agree to these Terms of Use. If you do not agree, stop using it.
1. Capacity and account
1.1. The Service may only be used by people aged 18+.
1.2. Access is through your Telegram account (the Start button or the /start command).
2. Licence and intended use
2.1. You are granted a personal, limited, non-transferable, revocable licence to use the Service for personal, non-commercial purposes only.
2.2. Any other use — including business use, agency services, resale, or providing access to third parties as a service — is prohibited without the Owner's prior written consent.
3. Acceptable use
The following is prohibited:
- 3.1. Spam, mass messaging, fraud, phishing, manipulating the referral system.
- 3.2. Circumventing technical limits: automation and bot scripts, unofficial clients, mass data collection, hacking attempts, reverse engineering, interference with the API or infrastructure, bypassing rate limits.
- 3.3. Illegal content: material that breaks the law; extremism; violence; exploitation or sexualisation of minors; infringement of intellectual property; publishing personal data without the right to; malware; instructions for illegal activity.
- 3.4. Attempts to access other users' data.
- 3.5. Using the Service for purposes that break the law of the applicable jurisdiction.
Responsibility. The user is fully responsible for any content entered into the Service. The Owner does not review or approve content in advance but may remove prohibited content and restrict an offender's access.
Consequences of a breach: access is blocked and data connected to the breach or spam is destroyed.
4. Subscriptions and payments (Telegram Stars)
4.1. The Service has a free and a paid version. The paid version is a subscription paid through Telegram Stars.
4.2. The subscription is in the nature of a voluntary contribution; additional features may be provided under it in future.
4.3. There are no refunds. You may cancel through the Telegram interface or in the bot; access runs to the end of the paid period regardless of deleting your account in the bot or in Telegram.
4.4. Payments are processed by Telegram and are subject to its rules and policies.
5. Referral programme
5.1. A referral programme may be enabled in the Service.
5.2. It is operated and governed entirely by Telegram, including rewards, validity periods and rules.
5.3. The Owner is not responsible for how the programme works or for its terms; Telegram's rules apply.
6. Data and rights
6.1. Ownership and licences
- User data (content): the expenses, income and transactions you enter by hand remain yours. You grant the Owner a non-exclusive licence to process, store, display and use this data to run and improve the Service, including in aggregated and anonymised form.
- Technical and analytics data (logs, metrics, Google Analytics and Sentry data) belongs to the Owner.
6.2. Deleting and retaining data
Processing and storage are governed by the Privacy Policy.
7. No financial or legal advice
The Service is not a financial, investment, accounting or legal adviser. All data and calculations are informational; you are responsible for how you use them.
8. Limitation of liability
8.1. The Service is provided "as is" and "as available", without warranties.
8.2. The Owner is not liable for: (i) failures of Telegram or third-party services; (ii) calculation errors or data loss; (iii) the acts of third parties; (iv) lost profit or indirect damages.
8.3. Maximum aggregate liability is limited to the subscription amount paid over the last 3 months, or zero if there was no subscription.
9. Suspension and termination
9.1. The Owner may suspend or terminate access in the event of:
- breaches;
- requirements of public authorities;
- security threats;
- technical necessity.
9.2. When access is blocked for a breach, data connected to the breach may be deleted.
9.3. You may stop using the Service at any time; for subscription terms see section 4.
9.4. If access is blocked at the Owner's initiative, no refunds are made.
10. Changes to the Terms
10.1. The Owner may change these Terms. Users are notified through the bot or the Mini App.
10.2. Continuing to use the Service after publication means you accept the changes.
11. Governing law and jurisdiction
11.1. These Terms are governed by the law of the Republic of Poland. If you live in an EU country, mandatory provisions of your local law may apply.
11.2. Disputes are heard by the competent courts of Poland, unless mandatory provisions say otherwise.
12. Miscellaneous
12.1. If part of these Terms is invalid, the rest is unaffected.
12.2. You may not transfer your rights or obligations without the Owner's consent. The Owner may transfer them in connection with a reorganisation or transfer of the business.
12.3. Force majeure (platform failures, disasters, acts of public authorities and so on) releases from liability for as long as it lasts.
12.4. Any notices to the user are sent through the bot or the Mini App.
Contact: Telegram @OwerlyBotSupport