Owerly Pro
What the subscription unlocks, what it costs and how to cancel it.
Owerly is free. Owerly Pro is a way to support the project that happens to unlock a few features.
What is included
| Feature | What it is |
|---|---|
| Cross-currency settlements | Repay debts in any currency at the historical rate of each record's date |
| Expenses on behalf of friends | Add and edit shared records you take part in even when someone else paid — the Paid by field |
| Unlimited records | Add income and expenses without limits |
| Early access | New features reach subscribers first |
What it costs
Payment goes through Telegram Stars, Telegram's internal currency.
- Limited offer: 100 Stars per month — the price is locked in for you until you cancel.
- Two billing options: monthly (recurring) and annual (one-time payment).
- Two types: individual, or family — you and up to 5 more users.
You can buy Stars right before paying, or in advance: Telegram Settings → My Stars.
Payment, cancellation, refunds
Payments are handled by Telegram. Owerly never receives or stores your payment details — only the payment status.
- Cancel any time: Telegram Settings → My Stars.
- After cancelling, the subscription runs to the end of the paid period.
- There are no refunds.
- If you cancel and subscribe again later, you pay whatever the price is at that point.
The details are in the Terms of Use.